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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,363 | $209,336-22.9% | $197,124-18.1% | $137,256+17.6% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 21.21% | 48.09%-26.9pp | 44.34%-23.1pp | 220.34%-199.1pp |
| Employer contribution / active EE | $10,726 | $6,591+62.8% | $6,227+72.2% | $4,156+158.1% |
| Participant deferral / active EE | $8,926 | $9,614-7.2% | $9,135-2.3% | $6,407+39.3% |
| Admin fee / account holder | $1,821 | $17,308-89.5% | $16,298-88.8% | $12,270-85.2% |