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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,938 | $217,432-92.7% | $185,849-91.4% | $167,536-90.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 19.37% | 148.42%-129.0pp | 122.10%-102.7pp | 478.82%-459.4pp |
| Employer contribution / active EE | $2,250 | $5,875-61.7% | $5,169-56.5% | $4,839-53.5% |
| Participant deferral / active EE | $10,475 | $6,357+64.8% | $5,569+88.1% | $6,342+65.2% |
| Admin fee / account holder | $792 | $19,818-96.0% | $16,244-95.1% | $12,315-93.6% |