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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,080 | $160,040-0.6% | $147,096+8.1% | $145,877+9.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.30% | 98.49%-81.2pp | 419.75%-402.5pp | 551.28%-534.0pp |
| Employer contribution / active EE | $18,129 | $5,289+242.7% | $4,936+267.3% | $4,663+288.8% |
| Participant deferral / active EE | $24,897 | $8,429+195.4% | $8,071+208.5% | $6,691+272.1% |
| Admin fee / account holder | $2,669 | $15,050-82.3% | $13,005-79.5% | $13,402-80.1% |