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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,080 | $160,070-0.6% | $147,117+8.1% | $145,897+9.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.30% | 98.69%-81.4pp | 420.54%-403.2pp | 552.29%-535.0pp |
| Employer contribution / active EE | $18,129 | $5,285+243.1% | $4,932+267.5% | $4,663+288.8% |
| Participant deferral / active EE | $24,897 | $8,419+195.7% | $8,065+208.7% | $6,689+272.2% |
| Admin fee / account holder | $2,669 | $15,035-82.2% | $12,993-79.5% | $13,390-80.1% |