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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,711 | $167,353-93.6% | $143,797-92.6% | $134,545-92.0% |
| Participation rate | 92.9% | 84.8%+8.0pp | 80.3%+12.5pp | 81.2%+11.6pp |
| Annual return | -12.41% | 0.48%-12.9pp | -0.04%-12.4pp | 418.37%-430.8pp |
| Employer contribution / active EE | $1,156 | $5,620-79.4% | $4,952-76.7% | $4,742-75.6% |
| Participant deferral / active EE | $3,359 | $6,447-47.9% | $5,638-40.4% | $6,401-47.5% |
| Admin fee / account holder | $2,215 | $18,096-87.8% | $14,679-84.9% | $11,431-80.6% |