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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,725 | $162,136-52.7% | $152,301-49.6% | $154,746-50.4% |
| Participation rate | 83.3% | 84.1%-0.8pp | 82.4%+0.9pp | 80.7%+2.6pp |
| Annual return | 20.74% | 91.02%-70.3pp | 80.50%-59.8pp | 172.34%-151.6pp |
| Employer contribution / active EE | $2,614 | $4,890-46.5% | $4,624-43.5% | $4,379-40.3% |
| Participant deferral / active EE | $5,979 | $8,341-28.3% | $8,004-25.3% | $6,730-11.2% |
| Admin fee / account holder | $1,049 | $15,759-93.3% | $14,398-92.7% | $14,365-92.7% |