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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,725 | $196,972-61.0% | $182,262-57.9% | $198,609-61.4% |
| Participation rate | 83.3% | 85.7%-2.4pp | 84.2%-0.9pp | 82.4%+1.0pp |
| Annual return | 20.74% | 158.27%-137.5pp | 140.60%-119.9pp | 202.70%-182.0pp |
| Employer contribution / active EE | $2,614 | $5,364-51.3% | $5,046-48.2% | $5,055-48.3% |
| Participant deferral / active EE | $5,979 | $8,643-30.8% | $8,276-27.8% | $6,977-14.3% |
| Admin fee / account holder | $1,049 | $18,429-94.3% | $16,712-93.7% | $19,030-94.5% |