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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,834 | $73,848-81.3% | $143,799-90.4% | $68,486-79.8% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -30.91% | 0.91%-31.8pp | -0.04%-30.9pp | -7.85%-23.1pp |
| Employer contribution / active EE | $2,655 | $3,184-16.6% | $4,952-46.4% | $2,597+2.3% |
| Participant deferral / active EE | $4,464 | $3,385+31.9% | $5,638-20.8% | $4,028+10.8% |
| Admin fee / account holder | $875 | $5,755-84.8% | $14,677-94.0% | $5,404-83.8% |