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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,903 | $96,052+156.0% | $118,106+108.2% | $87,485+181.1% |
| Participation rate | 98.9% | 77.0%+21.9pp | 81.9%+17.0pp | 68.9%+30.0pp |
| Annual return | 16.95% | 24.16%-7.2pp | 19.44%-2.5pp | 26.06%-9.1pp |
| Employer contribution / active EE | $8,293 | $3,939+110.5% | $4,698+76.5% | $2,596+219.4% |
| Participant deferral / active EE | $8,257 | $5,793+42.5% | $6,619+24.7% | $4,274+93.2% |
| Admin fee / account holder | $31,253 | $7,618+310.3% | $8,973+248.3% | $7,775+302.0% |