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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,733 | $106,749-54.3% | $145,433-66.5% | $82,448-40.9% |
| Participation rate | 68.8% | 75.6%-6.9pp | 82.1%-13.4pp | 68.1%+0.7pp |
| Annual return | 29.97% | 27.59%+2.4pp | 66.58%-36.6pp | 41.64%-11.7pp |
| Employer contribution / active EE | $6,390 | $3,444+85.5% | $4,554+40.3% | $2,551+150.5% |
| Participant deferral / active EE | $12,902 | $6,519+97.9% | $7,897+63.4% | $4,139+211.7% |
| Admin fee / account holder | $9,149 | $8,390+9.0% | $13,129-30.3% | $7,234+26.5% |