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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,395 | $102,422-64.5% | $147,117-75.3% | $80,959-55.0% |
| Participation rate | 64.0% | 75.9%-11.9pp | 82.2%-18.2pp | 67.7%-3.7pp |
| Annual return | 18.88% | 135.16%-116.3pp | 420.54%-401.7pp | 35.67%-16.8pp |
| Employer contribution / active EE | $4,915 | $3,717+32.2% | $4,932-0.4% | $2,757+78.2% |
| Participant deferral / active EE | $7,644 | $6,652+14.9% | $8,065-5.2% | $4,300+77.7% |
| Admin fee / account holder | $1,230 | $7,953-84.5% | $12,993-90.5% | $6,925-82.2% |