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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,395 | $102,429-64.5% | $147,096-75.3% | $80,925-55.0% |
| Participation rate | 64.0% | 75.9%-11.9pp | 82.2%-18.2pp | 67.7%-3.7pp |
| Annual return | 18.88% | 135.02%-116.1pp | 419.75%-400.9pp | 35.65%-16.8pp |
| Employer contribution / active EE | $4,915 | $3,716+32.3% | $4,936-0.4% | $2,756+78.3% |
| Participant deferral / active EE | $7,644 | $6,649+15.0% | $8,071-5.3% | $4,299+77.8% |
| Admin fee / account holder | $1,230 | $7,957-84.5% | $13,005-90.5% | $6,940-82.3% |