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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,923 | $125,797-73.0% | $170,057-80.1% | $75,177-54.9% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 22.15% | 27.20%-5.0pp | 53.42%-31.3pp | 160.75%-138.6pp |
| Employer contribution / active EE | $7,792 | $4,616+68.8% | $6,790+14.8% | $2,671+191.7% |
| Participant deferral / active EE | $11,167 | $6,838+63.3% | $10,411+7.3% | $4,126+170.6% |
| Admin fee / account holder | $2,441 | $8,177-70.1% | $12,826-81.0% | $5,651-56.8% |