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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,910 | $29,667-39.6% | $56,441-68.3% | $80,874-77.9% |
| Participation rate | 21.4% | 41.7%-20.2pp | 52.5%-31.1pp | 67.6%-46.2pp |
| Annual return | 13.42% | 35.22%-21.8pp | 1704.21%-1690.8pp | 35.62%-22.2pp |
| Employer contribution / active EE | $410 | $669-38.7% | $1,039-60.5% | $2,756-85.1% |
| Participant deferral / active EE | $1,226 | $1,2270% | $1,953-37.2% | $4,297-71.5% |
| Admin fee / account holder | $65 | $2,429-97.3% | $2,829-97.7% | $6,935-99.1% |