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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,910 | $29,733-39.8% | $56,025-68.0% | $80,959-77.9% |
| Participation rate | 21.4% | 41.7%-20.3pp | 52.5%-31.1pp | 67.7%-46.2pp |
| Annual return | 13.42% | 35.28%-21.9pp | 1712.69%-1699.3pp | 35.67%-22.3pp |
| Employer contribution / active EE | $410 | $672-38.9% | $1,042-60.6% | $2,757-85.1% |
| Participant deferral / active EE | $1,226 | $1,229-0.3% | $1,955-37.3% | $4,300-71.5% |
| Admin fee / account holder | $65 | $2,434-97.3% | $2,828-97.7% | $6,925-99.1% |