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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,186 | $160,040+7.0% | $147,096+16.4% | $145,877+17.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 112.91% | 98.49%+14.4pp | 419.75%-306.8pp | 551.28%-438.4pp |
| Employer contribution / active EE | $11,519 | $5,289+117.8% | $4,936+133.4% | $4,663+147.0% |
| Participant deferral / active EE | $8,427 | $8,4290% | $8,071+4.4% | $6,691+26.0% |
| Admin fee / account holder | $686 | $15,050-95.4% | $13,005-94.7% | $13,402-94.9% |