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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,186 | $160,070+6.9% | $147,117+16.4% | $145,897+17.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 112.91% | 98.69%+14.2pp | 420.54%-307.6pp | 552.29%-439.4pp |
| Employer contribution / active EE | $11,519 | $5,285+118.0% | $4,932+133.5% | $4,663+147.1% |
| Participant deferral / active EE | $8,427 | $8,419+0.1% | $8,065+4.5% | $6,689+26.0% |
| Admin fee / account holder | $686 | $15,035-95.4% | $12,993-94.7% | $13,390-94.9% |