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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,306 | $48,267-76.6% | $68,808-83.6% | $68,486-83.5% |
| Participation rate | 28.6% | 60.7%-32.1pp | 69.0%-40.4pp | 67.9%-39.3pp |
| Annual return | -15.83% | -12.70%-3.1pp | -6.37%-9.5pp | -7.85%-8.0pp |
| Employer contribution / active EE | $843 | $1,829-53.9% | $2,656-68.3% | $2,597-67.6% |
| Participant deferral / active EE | $1,679 | $2,867-41.4% | $3,942-57.4% | $4,028-58.3% |
| Admin fee / account holder | $4,403 | $4,362+0.9% | $4,936-10.8% | $5,404-18.5% |