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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,243 | $80,983+49.7% | $96,544+25.6% | $75,177+61.3% |
| Participation rate | 92.6% | 71.8%+20.8pp | 76.0%+16.6pp | 67.2%+25.4pp |
| Annual return | 15.35% | 27.05%-11.7pp | 25.88%-10.5pp | 160.75%-145.4pp |
| Employer contribution / active EE | $547 | $2,282-76.0% | $2,966-81.6% | $2,671-79.5% |
| Participant deferral / active EE | $18,873 | $3,929+380.4% | $4,851+289.0% | $4,126+357.4% |
| Admin fee / account holder | $26,158 | $6,717+289.5% | $8,254+216.9% | $5,651+362.9% |