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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,387 | $133,981-13.9% | $112,249+2.8% | $134,532-14.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -25.32% | 47.16%-72.5pp | 27.48%-52.8pp | 418.27%-443.6pp |
| Employer contribution / active EE | $3,708 | $4,040-8.2% | $3,636+2.0% | $4,741-21.8% |
| Participant deferral / active EE | $13,500 | $5,292+155.1% | $4,729+185.5% | $6,401+110.9% |
| Admin fee / account holder | $1,761 | $7,492-76.5% | $6,412-72.5% | $11,429-84.6% |