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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,491 | $223,823-26.5% | $211,142-22.1% | $154,746+6.3% |
| Participation rate | 50.0% | 87.9%-37.9pp | 87.3%-37.3pp | 80.7%-30.7pp |
| Annual return | 25.91% | 50.39%-24.5pp | 46.84%-20.9pp | 172.34%-146.4pp |
| Employer contribution / active EE | $7,121 | $6,787+4.9% | $6,442+10.5% | $4,379+62.6% |
| Participant deferral / active EE | $15,500 | $9,750+59.0% | $9,284+67.0% | $6,730+130.3% |
| Admin fee / account holder | $334 | $19,707-98.3% | $19,076-98.2% | $14,365-97.7% |