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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,797 | $82,678-65.2% | $125,391-77.0% | $68,490-58.0% |
| Participation rate | 93.1% | 75.1%+18.0pp | 82.4%+10.7pp | 67.9%+25.2pp |
| Annual return | -10.92% | -5.97%-4.9pp | 572.41%-583.3pp | -7.85%-3.1pp |
| Employer contribution / active EE | $4,129 | $3,382+22.1% | $4,816-14.3% | $2,597+59.0% |
| Participant deferral / active EE | $9,341 | $6,111+52.8% | $7,448+25.4% | $4,028+131.9% |
| Admin fee / account holder | $1,365 | $6,277-78.3% | $10,009-86.4% | $5,403-74.7% |