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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,779 | $108,882+115.6% | $96,754+142.7% | $154,746+51.7% |
| Participation rate | 33.3% | 75.1%-41.7pp | 70.3%-36.9pp | 80.7%-47.4pp |
| Annual return | 15.49% | 98.39%-82.9pp | 82.04%-66.5pp | 172.34%-156.8pp |
| Employer contribution / active EE | $833 | $3,018-72.4% | $2,679-68.9% | $4,379-81.0% |
| Participant deferral / active EE | $7,833 | $5,323+47.2% | $4,758+64.6% | $6,730+16.4% |
| Admin fee / account holder | $2,393 | $10,200-76.5% | $8,905-73.1% | $14,365-83.3% |