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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,779 | $97,125+141.7% | $86,233+172.3% | $137,256+71.1% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.0%-35.7pp | 80.0%-46.6pp |
| Annual return | 15.49% | 74.19%-58.7pp | 61.39%-45.9pp | 220.34%-204.8pp |
| Employer contribution / active EE | $833 | $2,841-70.7% | $2,504-66.7% | $4,156-79.9% |
| Participant deferral / active EE | $7,833 | $5,180+51.2% | $4,559+71.8% | $6,407+22.3% |
| Admin fee / account holder | $2,393 | $9,725-75.4% | $8,342-71.3% | $12,270-80.5% |