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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,240 | $183,592-91.7% | $155,574-90.2% | $145,877-89.6% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 15.12% | 61.37%-46.3pp | 64.87%-49.7pp | 551.28%-536.2pp |
| Employer contribution / active EE | $3,143 | $5,317-40.9% | $4,676-32.8% | $4,663-32.6% |
| Participant deferral / active EE | $4,780 | $6,466-26.1% | $5,629-15.1% | $6,691-28.6% |
| Admin fee / account holder | $3,937 | $19,316-79.6% | $15,914-75.3% | $13,402-70.6% |