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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,557 | $227,399-92.3% | $189,758-90.7% | $198,609-91.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 20.55% | 61.03%-40.5pp | 52.62%-32.1pp | 202.70%-182.1pp |
| Employer contribution / active EE | $2,052 | $5,526-62.9% | $4,767-56.9% | $5,055-59.4% |
| Participant deferral / active EE | $3,064 | $6,837-55.2% | $5,856-47.7% | $6,977-56.1% |
| Admin fee / account holder | $1,568 | $25,162-93.8% | $20,388-92.3% | $19,030-91.8% |