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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,526 | $76,522-44.4% | $56,033-24.1% | $145,884-70.8% |
| Participation rate | 11.8% | 63.2%-51.5pp | 52.5%-40.7pp | 80.3%-68.5pp |
| Annual return | 9.95% | 3014.28%-3004.3pp | 1711.38%-1701.4pp | 551.85%-541.9pp |
| Employer contribution / active EE | $311 | $1,382-77.5% | $1,041-70.1% | $4,662-93.3% |
| Participant deferral / active EE | $2,002 | $2,624-23.7% | $1,954+2.4% | $6,690-70.1% |
| Admin fee / account holder | $1,004 | $3,328-69.8% | $2,827-64.5% | $13,392-92.5% |