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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,749 | $94,439-82.3% | $73,658-77.3% | $154,746-89.2% |
| Participation rate | 50.0% | 64.7%-14.7pp | 57.0%-7.0pp | 80.7%-30.7pp |
| Annual return | 21.11% | 28.25%-7.1pp | 29.72%-8.6pp | 172.34%-151.2pp |
| Employer contribution / active EE | $802 | $1,257-36.2% | $1,032-22.3% | $4,379-81.7% |
| Participant deferral / active EE | $3,804 | $2,527+50.5% | $2,062+84.5% | $6,730-43.5% |
| Admin fee / account holder | $202 | $3,843-94.7% | $3,357-94.0% | $14,365-98.6% |