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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,749 | $67,823-75.3% | $52,425-68.1% | $137,256-87.8% |
| Participation rate | 50.0% | 63.9%-13.9pp | 55.6%-5.6pp | 80.0%-30.0pp |
| Annual return | 21.11% | 219.11%-198.0pp | 302.12%-281.0pp | 220.34%-199.2pp |
| Employer contribution / active EE | $802 | $1,163-31.0% | $914-12.2% | $4,156-80.7% |
| Participant deferral / active EE | $3,804 | $2,288+66.3% | $1,790+112.5% | $6,407-40.6% |
| Admin fee / account holder | $202 | $2,844-92.9% | $2,495-91.9% | $12,270-98.4% |