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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,476 | $183,592-83.4% | $155,574-80.4% | $145,877-79.1% |
| Participation rate | 82.4% | 82.7%-0.3pp | 78.2%+4.1pp | 80.3%+2.1pp |
| Annual return | 16.50% | 61.37%-44.9pp | 64.87%-48.4pp | 551.28%-534.8pp |
| Employer contribution / active EE | $1,962 | $5,317-63.1% | $4,676-58.0% | $4,663-57.9% |
| Participant deferral / active EE | $7,429 | $6,466+14.9% | $5,629+32.0% | $6,691+11.0% |
| Admin fee / account holder | $930 | $19,316-95.2% | $15,914-94.2% | $13,402-93.1% |