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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,476 | $183,539-83.4% | $155,556-80.4% | $145,897-79.1% |
| Participation rate | 82.4% | 82.7%-0.4pp | 78.2%+4.1pp | 80.3%+2.0pp |
| Annual return | 16.50% | 61.31%-44.8pp | 64.84%-48.3pp | 552.29%-535.8pp |
| Employer contribution / active EE | $1,962 | $5,315-63.1% | $4,675-58.0% | $4,663-57.9% |
| Participant deferral / active EE | $7,429 | $6,467+14.9% | $5,631+31.9% | $6,689+11.1% |
| Admin fee / account holder | $930 | $19,275-95.2% | $15,885-94.1% | $13,390-93.1% |