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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,303 | $68,398-55.7% | $94,664-68.0% | $75,173-59.7% |
| Participation rate | 64.9% | 76.1%-11.2pp | 80.8%-15.9pp | 67.2%-2.3pp |
| Annual return | 19.18% | 616.72%-597.5pp | 156.84%-137.7pp | 160.72%-141.5pp |
| Employer contribution / active EE | $1,608 | $2,701-40.4% | $3,673-56.2% | $2,671-39.8% |
| Participant deferral / active EE | $3,298 | $6,537-49.5% | $7,417-55.5% | $4,126-20.1% |
| Admin fee / account holder | $1,502 | $5,324-71.8% | $7,222-79.2% | $5,651-73.4% |