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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,802 | $171,492-4.5% | $150,734+8.7% | $198,609-17.5% |
| Participation rate | 83.3% | 81.4%+1.9pp | 78.4%+4.9pp | 82.4%+1.0pp |
| Annual return | 21.58% | 804.70%-783.1pp | 600.81%-579.2pp | 202.70%-181.1pp |
| Employer contribution / active EE | $3,687 | $5,470-32.6% | $4,918-25.0% | $5,055-27.1% |
| Participant deferral / active EE | $11,908 | $6,259+90.2% | $5,610+112.3% | $6,977+70.7% |
| Admin fee / account holder | $1,475 | $17,628-91.6% | $14,905-90.1% | $19,030-92.2% |