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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,798 | $70,684-91.8% | $169,390-96.6% | $75,173-92.3% |
| Participation rate | 100.0% | 64.8%+35.2pp | 77.2%+22.8pp | 67.2%+32.8pp |
| Annual return | 15.80% | 36.38%-20.6pp | 406.07%-390.3pp | 160.72%-144.9pp |
| Employer contribution / active EE | $0 | $2,211-100.0% | $4,013-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,715 | $4,310-60.2% | $6,222-72.4% | $4,126-58.4% |
| Admin fee / account holder | $344 | $5,404-93.6% | $9,015-96.2% | $5,651-93.9% |