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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,963 | $77,164-87.1% | $178,014-94.4% | $80,874-87.7% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.6%+32.4pp |
| Annual return | 10.27% | 18.09%-7.8pp | 294.80%-284.5pp | 35.62%-25.3pp |
| Employer contribution / active EE | $0 | $2,288-100.0% | $3,950-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $3,876 | $4,408-12.1% | $6,276-38.2% | $4,297-9.8% |
| Admin fee / account holder | $489 | $7,164-93.2% | $10,362-95.3% | $6,935-92.9% |