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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,269 | $176,120+102.9% | $159,487+124.0% | $167,553+113.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 10.75% | 331.95%-321.2pp | 263.71%-253.0pp | 478.89%-468.1pp |
| Employer contribution / active EE | $929 | $5,299-82.5% | $4,831-80.8% | $4,840-80.8% |
| Participant deferral / active EE | $7,190 | $7,752-7.3% | $7,354-2.2% | $6,343+13.4% |
| Admin fee / account holder | $6,473 | $12,561-48.5% | $10,804-40.1% | $12,316-47.4% |