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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,485 | $209,425-74.5% | $178,499-70.0% | $158,966-66.4% |
| Participation rate | 59.1% | 86.4%-27.3pp | 81.9%-22.8pp | 82.0%-22.9pp |
| Annual return | 18.93% | 188.80%-169.9pp | 151.10%-132.2pp | 302.95%-284.0pp |
| Employer contribution / active EE | $2,338 | $5,707-59.0% | $5,011-53.4% | $4,762-50.9% |
| Participant deferral / active EE | $4,797 | $5,955-19.4% | $5,202-7.8% | $5,983-19.8% |
| Admin fee / account holder | $299 | $17,078-98.2% | $13,986-97.9% | $11,250-97.3% |