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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,886 | $27,936+157.3% | $58,561+22.8% | $75,173-4.4% |
| Participation rate | 16.7% | 38.8%-22.2pp | 50.9%-34.2pp | 67.2%-50.5pp |
| Annual return | 22.34% | 44.21%-21.9pp | 4251.33%-4229.0pp | 160.72%-138.4pp |
| Employer contribution / active EE | $551 | $670-17.8% | $1,053-47.7% | $2,671-79.4% |
| Participant deferral / active EE | $2,370 | $1,202+97.2% | $1,923+23.2% | $4,126-42.6% |
| Admin fee / account holder | $2,478 | $1,727+43.5% | $2,520-1.7% | $5,651-56.1% |