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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,453 | $101,672-67.1% | $147,117-77.3% | $74,478-55.1% |
| Participation rate | 46.0% | 75.5%-29.5pp | 82.2%-36.2pp | 67.2%-21.2pp |
| Annual return | 13.45% | 8757.83%-8744.4pp | 420.54%-407.1pp | 1370.56%-1357.1pp |
| Employer contribution / active EE | $1,059 | $3,813-72.2% | $4,932-78.5% | $2,626-59.7% |
| Participant deferral / active EE | $3,716 | $7,305-49.1% | $8,065-53.9% | $4,350-14.6% |
| Admin fee / account holder | $3,394 | $1,753+93.6% | $12,993-73.9% | $1,946+74.4% |