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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,015 | $126,113-4.8% | $116,096+3.4% | $155,188-22.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 73.3%+26.7pp | 80.8%+19.2pp |
| Annual return | 19.61% | 391.72%-372.1pp | 326.25%-306.6pp | 148.84%-129.2pp |
| Employer contribution / active EE | $6,250 | $2,672+133.9% | $2,503+149.7% | $4,248+47.1% |
| Participant deferral / active EE | $10,402 | $4,162+149.9% | $3,952+163.2% | $6,531+59.3% |
| Admin fee / account holder | $10,150 | $8,045+26.2% | $7,704+31.8% | $14,480-29.9% |