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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,015 | $125,778-4.6% | $114,563+4.8% | $154,746-22.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | 19.61% | 295.14%-275.5pp | 241.09%-221.5pp | 172.34%-152.7pp |
| Employer contribution / active EE | $6,250 | $2,806+122.7% | $2,592+141.1% | $4,379+42.7% |
| Participant deferral / active EE | $10,402 | $4,445+134.0% | $4,142+151.1% | $6,730+54.6% |
| Admin fee / account holder | $10,150 | $8,190+23.9% | $7,623+33.2% | $14,365-29.3% |