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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,015 | $101,618+18.1% | $93,063+29.0% | $137,256-12.6% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 19.61% | 223.95%-204.3pp | 34.15%-14.5pp | 220.34%-200.7pp |
| Employer contribution / active EE | $6,250 | $2,707+130.9% | $2,476+152.4% | $4,156+50.4% |
| Participant deferral / active EE | $10,402 | $4,279+143.1% | $3,958+162.8% | $6,407+62.4% |
| Admin fee / account holder | $10,150 | $6,198+63.8% | $6,033+68.2% | $12,270-17.3% |