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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,083 | $124,425-62.2% | $112,040-58.0% | $137,256-65.7% |
| Participation rate | 50.0% | 79.3%-29.3pp | 76.5%-26.5pp | 80.0%-30.0pp |
| Annual return | 42.91% | 24.72%+18.2pp | 24.52%+18.4pp | 220.34%-177.4pp |
| Employer contribution / active EE | $12,568 | $3,411+268.4% | $2,954+325.5% | $4,156+202.4% |
| Participant deferral / active EE | $10,329 | $5,718+80.6% | $5,098+102.6% | $6,407+61.2% |
| Admin fee / account holder | $8,171 | $15,207-46.3% | $12,098-32.5% | $12,270-33.4% |