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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,062 | $196,972-94.4% | $182,262-93.9% | $198,609-94.4% |
| Participation rate | 95.7% | 85.7%+10.0pp | 84.2%+11.4pp | 82.4%+13.3pp |
| Annual return | 21.56% | 158.27%-136.7pp | 140.60%-119.0pp | 202.70%-181.1pp |
| Employer contribution / active EE | $2,038 | $5,364-62.0% | $5,046-59.6% | $5,055-59.7% |
| Participant deferral / active EE | $3,812 | $8,643-55.9% | $8,276-53.9% | $6,977-45.4% |
| Admin fee / account holder | $1,247 | $18,429-93.2% | $16,712-92.5% | $19,030-93.4% |