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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,062 | $162,136-93.2% | $152,301-92.7% | $154,746-92.9% |
| Participation rate | 95.7% | 84.1%+11.5pp | 82.4%+13.2pp | 80.7%+15.0pp |
| Annual return | 21.56% | 91.02%-69.5pp | 80.50%-58.9pp | 172.34%-150.8pp |
| Employer contribution / active EE | $2,038 | $4,890-58.3% | $4,624-55.9% | $4,379-53.5% |
| Participant deferral / active EE | $3,812 | $8,341-54.3% | $8,004-52.4% | $6,730-43.4% |
| Admin fee / account holder | $1,247 | $15,759-92.1% | $14,398-91.3% | $14,365-91.3% |