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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,789 | $138,114+43.2% | $125,391+57.7% | $134,545+47.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 1650.69% | 750.88%+899.8pp | 572.41%+1078.3pp | 418.37%+1232.3pp |
| Employer contribution / active EE | $33,869 | $5,246+545.6% | $4,816+603.3% | $4,742+614.3% |
| Participant deferral / active EE | $4,625 | $7,801-40.7% | $7,448-37.9% | $6,401-27.7% |
| Admin fee / account holder | $499 | $11,570-95.7% | $10,009-95.0% | $11,431-95.6% |