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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,402 | $123,155-3.9% | $108,753+8.9% | $155,188-23.7% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 22.39% | 44.73%-22.3pp | 37.47%-15.1pp | 148.84%-126.4pp |
| Employer contribution / active EE | $10,000 | $2,811+255.7% | $2,427+312.1% | $4,248+135.4% |
| Participant deferral / active EE | $25,385 | $4,623+449.1% | $4,115+516.9% | $6,531+288.7% |
| Admin fee / account holder | $333 | $12,126-97.3% | $10,320-96.8% | $14,480-97.7% |