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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,791 | $183,516-80.0% | $155,534-76.3% | $145,884-74.8% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 25.37% | 61.43%-36.1pp | 64.92%-39.5pp | 551.85%-526.5pp |
| Employer contribution / active EE | $13,082 | $5,315+146.1% | $4,675+179.8% | $4,662+180.6% |
| Participant deferral / active EE | $7,202 | $6,467+11.4% | $5,630+27.9% | $6,690+7.7% |
| Admin fee / account holder | $1,425 | $19,293-92.6% | $15,900-91.0% | $13,392-89.4% |