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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,083 | $124,980-91.1% | $108,359-89.8% | $154,746-92.8% |
| Participation rate | 78.3% | 75.2%+3.1pp | 70.1%+8.1pp | 80.7%-2.4pp |
| Annual return | 23.14% | 45.00%-21.9pp | 36.89%-13.8pp | 172.34%-149.2pp |
| Employer contribution / active EE | $2,071 | $2,851-27.4% | $2,399-13.7% | $4,379-52.7% |
| Participant deferral / active EE | $2,957 | $4,743-37.7% | $4,137-28.5% | $6,730-56.1% |
| Admin fee / account holder | $785 | $11,502-93.2% | $9,741-91.9% | $14,365-94.5% |