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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,450 | $106,524+48.7% | $152,301+4.0% | $87,485+81.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 20.00% | 26.89%-6.9pp | 80.50%-60.5pp | 26.06%-6.1pp |
| Employer contribution / active EE | $15,616 | $3,371+363.2% | $4,624+237.7% | $2,596+501.5% |
| Participant deferral / active EE | $17,720 | $6,525+171.6% | $8,004+121.4% | $4,274+314.6% |
| Admin fee / account holder | $4,563 | $8,287-44.9% | $14,398-68.3% | $7,775-41.3% |