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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,450 | $106,749+48.4% | $145,433+9.0% | $82,448+92.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 20.00% | 27.59%-7.6pp | 66.58%-46.6pp | 41.64%-21.6pp |
| Employer contribution / active EE | $15,616 | $3,444+353.4% | $4,554+242.9% | $2,551+512.1% |
| Participant deferral / active EE | $17,720 | $6,519+171.8% | $7,897+124.4% | $4,139+328.1% |
| Admin fee / account holder | $4,563 | $8,390-45.6% | $13,129-65.2% | $7,234-36.9% |