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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,709 | $148,623-62.5% | $135,974-59.0% | $139,466-60.1% |
| Participation rate | 60.0% | 83.9%-23.9pp | 81.9%-21.9pp | 80.3%-20.3pp |
| Annual return | 20.72% | 79.30%-58.6pp | 68.30%-47.6pp | 373.66%-352.9pp |
| Employer contribution / active EE | $2,169 | $5,246-58.7% | $4,859-55.4% | $4,754-54.4% |
| Participant deferral / active EE | $6,700 | $8,103-17.3% | $7,760-13.7% | $6,712-0.2% |
| Admin fee / account holder | $452 | $12,406-96.4% | $10,767-95.8% | $11,409-96.0% |