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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,289 | $94,749-26.9% | $112,899-38.6% | $139,466-50.3% |
| Participation rate | 35.7% | 81.3%-45.6pp | 80.5%-44.8pp | 80.3%-44.6pp |
| Annual return | 26.50% | 40.92%-14.4pp | 34.11%-7.6pp | 373.66%-347.2pp |
| Employer contribution / active EE | $0 | $4,630-100.0% | $4,566-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $5,943 | $6,517-8.8% | $6,516-8.8% | $6,712-11.4% |
| Admin fee / account holder | $3,497 | $8,530-59.0% | $7,047-50.4% | $11,409-69.4% |