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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,589 | $90,674-38.7% | $96,707-42.5% | $82,448-32.6% |
| Participation rate | 31.3% | 75.9%-44.7pp | 80.4%-49.1pp | 68.1%-36.8pp |
| Annual return | 18.70% | 49.05%-30.3pp | 34.78%-16.1pp | 41.64%-22.9pp |
| Employer contribution / active EE | $0 | $3,975-100.0% | $4,191-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,934 | $5,696-48.5% | $5,997-51.1% | $4,139-29.1% |
| Admin fee / account holder | $1,070 | $7,568-85.9% | $7,503-85.7% | $7,234-85.2% |