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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,225 | $67,823-83.5% | $52,425-78.6% | $137,256-91.8% |
| Participation rate | 33.3% | 63.9%-30.6pp | 55.6%-22.3pp | 80.0%-46.6pp |
| Annual return | 21.24% | 219.11%-197.9pp | 302.12%-280.9pp | 220.34%-199.1pp |
| Employer contribution / active EE | $611 | $1,163-47.4% | $914-33.2% | $4,156-85.3% |
| Participant deferral / active EE | $1,079 | $2,288-52.8% | $1,790-39.7% | $6,407-83.2% |
| Admin fee / account holder | $2,029 | $2,844-28.7% | $2,495-18.7% | $12,270-83.5% |