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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $10,627 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,511 | $104,479-61.2% | $159,474-74.6% | $79,391-49.0% |
| Participation rate | 98.1% | 76.6%+21.4pp | 82.8%+15.2pp | 70.7%+27.4pp |
| Annual return | 47.31% | 67.98%-20.7pp | 263.68%-216.4pp | 116.88%-69.6pp |
| Employer contribution / active EE | $0 | $3,417-100.0% | $4,831-100.0% | $2,428-100.0% |
| Participant deferral / active EE | $13,335 | $6,468+106.2% | $7,353+81.3% | $4,046+229.6% |
| Admin fee / account holder | $43 | $711-93.9% | $10,802-99.6% | $627-93.1% |