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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,519 | $160,040+40.9% | $147,096+53.3% | $145,877+54.6% |
| Participation rate | 63.6% | 84.0%-20.4pp | 82.2%-18.5pp | 80.3%-16.7pp |
| Annual return | 39.76% | 98.49%-58.7pp | 419.75%-380.0pp | 551.28%-511.5pp |
| Employer contribution / active EE | $18,423 | $5,289+248.3% | $4,936+273.2% | $4,663+295.1% |
| Participant deferral / active EE | $9,221 | $8,429+9.4% | $8,071+14.3% | $6,691+37.8% |
| Admin fee / account holder | $44,766 | $15,050+197.4% | $13,005+244.2% | $13,402+234.0% |