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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,519 | $160,070+40.9% | $147,117+53.3% | $145,897+54.6% |
| Participation rate | 63.6% | 84.0%-20.4pp | 82.2%-18.5pp | 80.3%-16.7pp |
| Annual return | 39.76% | 98.69%-58.9pp | 420.54%-380.8pp | 552.29%-512.5pp |
| Employer contribution / active EE | $18,423 | $5,285+248.6% | $4,932+273.5% | $4,663+295.1% |
| Participant deferral / active EE | $9,221 | $8,419+9.5% | $8,065+14.3% | $6,689+37.9% |
| Admin fee / account holder | $44,766 | $15,035+197.7% | $12,993+244.5% | $13,390+234.3% |